Ellie Kay Articles

Remembering Our Fallen on Memorial Day

Being part of a gold star family is like being part of an honored and exclusive club—but one that no one wants...
5 Christ-Centered Habits to Ensure Your Financial Health

5 Christ-Centered Habits to Ensure Your Financial Health

The Kay family had five babies in seven years. That roughly adds up to three kids in diapers at once, 10 years of not sleeping through the night, four teenage drivers at the same time, three kids in college at once and today, we have five Millennials in their 20s...

7 Stress-Free Suggestions for Keeping Christmas Simple

7 Stress-Free Suggestions for Keeping Christmas Simple

On Black Friday and Cyber Monday of every year, I get all my shopping done so that we can have a simple holiday–no last-minute panic, no stress–just a simple life. But a few Christmases ago, I got talked into having "some work" done in our kitchen that was...

8 Ways to Thank a Veteran—This Veteran’s Day and Every Day

8 Ways to Thank a Veteran—This Veteran’s Day and Every Day

As far as military families go, I'm a brat, a grandbrat, a wifebrat and a mombrat. Yes, military service runs deep in the Kay family. My grandpa died as an aircrew member in World War II, my dad retired as a chief master sergeant in the U.S. Air Force; my hubby flew...

Life Hack: Avoiding the Nightmare of Identity Theft

Life Hack: Avoiding the Nightmare of Identity Theft

My husband brought me the credit card bill and asked "What did you do on your last trip to New York?"He was stunned. "These charges are to a tattoo shop, an liquor store and a series of bars. Please tell me this is some kind of mistake!"It was a classic case of...

Life Hacks: Dealing With the Millennial Boomerang

Life Hacks: Dealing With the Millennial Boomerang

"My kids will never come back to live with us after they are launched.""I don't have worry about boomerang children; mine have great jobs.""Junior would never get into trouble and need me to bail him out; he's a good boy.Have you ever made a declarative statement that...

For Love or Money: Premarital Financial Advice

For Love or Money: Premarital Financial Advice

"Bye, bye!"  I smiled and waved from the front porch, Bob by my side, "Nice to meet you!"Speaking like a ventriloquist, I continued to wave at my son and his girlfriend."I give It less than one week," I told my husband, "Two weeks tops."Bob smiled, giving his...

Bargaining—the James 4:2 Way

Bargaining—the James 4:2 Way

My longtime friend Edith and I found heaven on earth this past weekend and we were determined to milk it for all it was worth. Milk chocolate, that is! We took a day trip to Chocolate World in Hershey, Pennsylvania from her new house in Mechanicsburg, and we...

Find Freedom From Debt

Find Freedom From Debt

There are no quick fixes, but there are ways to gain control over bad credit-spending habits.Many years ago, I read in a financial self-help book that if I had a problem with credit card spending, I should put the card in a bowl of water and freeze it. The idea was...

Delivered From Debt

There are no quick fixes, but there are ways to gain control over bad credit spending habits.

Many
years ago, I read in a financial self-help book that if I had a problem
with credit-card spending, I should put the card in a bowl of water and
freeze it. The idea was that it would be such a hassle to thaw it out,
you’d have enough time to thoughtfully consider the purchase and avoid
impulse buying.

Nice thought–in theory, that is. But here’s a
word of advice. If you have to thaw that card, don’t put it in the
microwave because it will (1) demagnetize the card and (2) melt the card
into a misshapen mess.

Pin It on Pinterest